Mortgage Rates

Scoring System
Score Rating Rate
A+ 730 - Up Base Rate
A 729 - 680 Base Rate
B 679 - 640 Base Rate +.5
C 639 - 600 Base Rate +1
D 599 - 550 Base Rate +3
E 549 - Below Base Rate +5

Quick Rates: 1st Mortgage | 2nd Mortgage | HELOC



Rates effective  . Rates subject to change without notice.
Prime Rate ( )  
NMLS #: 586635



Loan Type Term in Months A+ A B C D E
Base Rate
APR*		 Base Rate
APR*		 Base Rate +.5
APR*		 Base Rate +1
APR*		 Base Rate +3
APR*		 Base Rate +5
APR*
1st Mortgage
LTV<80%		 6 Year Balloon            
1st Mortgage
LTV<90%		 6 Year Balloon            
*APR is the Annual Percentage Rate.


Loan Type Term in Months A+ A B C D E
Base Rate
APR*		 Base Rate
APR*		 Base Rate
APR*		 Base Rate +1
APR*		 Base Rate +3
APR*		 Base Rate +5
APR*
2nd Mortgage
CLTV<70%		 To 36            
60            
6 Year Balloon            
 
2nd Mortgage
CLTV 71-90%		 To 36            
60            
6 Year Balloon            
*APR is the Annual Percentage Rate.


Loan Type Term APR*
HELOC
LTV<51%		 10 Year Draw  
 
HELOC
LT 51-70%		 10 Year Draw  
 
HELOC
LTV 71-90%		 10 Year Draw  
*APR is the Annual Percentage Rate.

Reduce Your Rate
Save even more when you establish a checking account and direct deposit with us!

  • Reduce your rate by ½% with direct deposit and automatic loan payments.
  • Reduce your rate by ¼% when your loan payment is deducted automatically.
  • The rate reduction does not apply to any open-end loans, (e.g. Kwik-Cash, HELOC’s, ect.)

Equal Housing Opportunity